400 East Miller Street
Jefferson City, MO 65101
(573) 636-5338
(800) 347-7680


Loan Protection

Financing from Employment Security Credit Union helps you reach your goals, and we want to help you protect those interests. With loan protection services, you can be sure that your investments are covered and your finances are secure.

Credit Life & Disability Insurance
The credit union offers optional Credit Disability policies on vehicle and personal loans, and Credit Life on home equity loans. Credit Life Insurance will pay your remaining credit union loan debt in the event of your death, thus avoiding any financial burdens for your beneficiaries. Credit Disability Insurance makes your credit union loan payments in the event you are unable to work due to a disability or injury that lasts more than 30 days.

Loan Group Life
The credit union provides this life insurance coverage free of cost to our members with vehicle and closed-end personal loans. Policies cover up to a total of $20,000 in the event of a member's death. Click here for complete credit union loan protection group life guidelines.

Additional Insurance Options
Through our partnership with TruStage, ESCU can offer you additional insurance products to help you save money and rest easy. Click here to learn more about the protection available to you.

We now offer GAP insurance and extended warranties!

Contact us for complete details on any of these loan protection options.


Vehicle Loans

Personal Loans

Home Equity Loans

Visa Credit Cards

Collateral Loans

First Mortgages

Loan Protection

Financial Calculators