400 East Miller Street
Jefferson City, MO 65101
(573) 636-5338
(800) 347-7680


Overdraft Protection

When the unexpected happens and your account balance falls short, make sure you’re protected from penalties and embarrassment with one of our overdraft protection options:

  • Linked accounts: Allows you to link your savings to automatically cover your check overdrafts.
  • Line of credit: Draw funds from a pre-approved loan to cover check overdrafts, and repay the funds with a monthly payment.
  • Courtesy pay: The credit union pays overdraft items and assesses an overdraft fee.

Fees may apply to all overdraft protection options, and federal legislation requires accountholders to opt in to some of these services. Please contact us for more information about your Overdraft Protection options, or click here for a printable opt-in form.




Overdraft Protection


Club Savings

Youth Accounts

Direct Deposit & Payroll Deduction

Financial Calculators

Switch Kit